EFFICIENT VIRGINIA INSURANCE - VIRGINIA-LIFE-ANNUITIES-AND-HEALTH-INSURANCE TEST QUESTIONS VCE

Efficient Virginia Insurance - Virginia-Life-Annuities-and-Health-Insurance Test Questions Vce

Efficient Virginia Insurance - Virginia-Life-Annuities-and-Health-Insurance Test Questions Vce

Blog Article

Tags: Virginia-Life-Annuities-and-Health-Insurance Test Questions Vce, Answers Virginia-Life-Annuities-and-Health-Insurance Free, Online Virginia-Life-Annuities-and-Health-Insurance Training, Real Virginia-Life-Annuities-and-Health-Insurance Exam, Virginia-Life-Annuities-and-Health-Insurance Reliable Test Forum

The secret that DumpsMaterials helps many candidates pass Virginia-Life-Annuities-and-Health-Insurance exam is Virginia Insurance exam questions attentively studied by our professional IT team for years, and the detailed answer analysis. We constantly updated the Virginia-Life-Annuities-and-Health-Insurance Exam Materials at the same time with the exam update. We try our best to ensure 100% pass rate for you.

Obtaining a certificate is not only an affirmation of your ability, but also can improve your competitive force in the job market. Virginia-Life-Annuities-and-Health-Insurance exam materials will help you pass the exam and get the certificate successfully. You just need to spend some money and you can get the certificate. In addition, we have a professional team to collect the latest information about the Virginia-Life-Annuities-and-Health-Insurance Exam Materials, we can ensure you that what you get is the latest version we have. We offer you free update for 365 days after purchasing, and the update version for Virginia-Life-Annuities-and-Health-Insurance exam dumps will be sent to your email automatically.

>> Virginia-Life-Annuities-and-Health-Insurance Test Questions Vce <<

Confirm Your Success With Free Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Questions Updates & Demo

DumpsMaterials Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Practice Test dumps are doubtless the best reference materials compared with other Virginia-Life-Annuities-and-Health-Insurance exam related materials. If you still don't believe it, come on and experience it and then you will know what I was telling you was true. You can visit DumpsMaterials.com to download our free demo. There are two versions of DumpsMaterials dumps. The one is PDF version and another is SOFT version. You can experience it in advance. In this, you can check its quality for yourself.

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q15-Q20):

NEW QUESTION # 15
Which of the following is required to hold an appointment with the insurance company it represents?

  • A. An insured
  • B. An agent
  • C. An employee of the insurer
  • D. A consultant

Answer: B

Explanation:
Virginia Code § 38.2-1833 defines an "appointment" as a formal authorization by an insurer for a licensed agent to act on its behalf in transacting insurance. An insured (option A) is the policyholder or beneficiary and has no role in representing the insurer. An employee of the insurer (option B) may work internally but isn't automatically appointed to sell insurance unless they hold an agent's license and an appointment, which isn't implied here. A consultant (option C), under Virginia Code § 38.2-1837, advises on insurance but doesn't transact it unless also licensed and appointed as an agent, making this a less direct fit. Only an agent (option D), licensed under Virginia Code § 38.2-1819 and appointed per § 38.2-1833, is required to hold an appointment to represent an insurer. The study guide emphasizes that appointments link licensed agents to specific insurers, solidifying D as the correct choice.


NEW QUESTION # 16
To cancel a health insurance policy, which one of the following must the insured do?

  • A. Challenge at least two uniform mandatory provisions
  • B. Notify the insurer in writing
  • C. Replace the current policy with another

Answer: B

Explanation:
Virginia Code § 38.2-3508 governs cancellation of individual health insurance policies. For the insured to cancel, they must notify the insurer in writing (option A), specifying intent to terminate, typically effective upon receipt or a stated date, per policy terms. This formal notice ensures clarity and protects both parties, aligning with contract law principles. Option B (replace with another policy) is a practical choice but not a legal requirement; cancellation can occur without replacement. Option C (challenge mandatory provisions) is nonsensical; uniform provisions (e.g., grace period, per § 38.2-3503) are standard and unrelated to cancellation. The study guide likely outlines this process in a policyholder rights section, with examples-e.
g., a letter stating "Cancel effective 5/1/2025"-emphasizing written notice as the sole requirement, making A the correct action.


NEW QUESTION # 17
Employer-paid premiums for qualified long-term care insurance are:

  • A. Deductible as a business expense
  • B. Included in an employee's gross income
  • C. Reimbursed by the employee
  • D. Deductible on an employee's federal income tax return

Answer: A

Explanation:
Detailed Answer in Step-by-Step Solution:
* Employer-paid premiums for qualified long-term care insurance are treated as a business expense and are tax-deductible for the employer (B), provided the plan meets IRS requirements.
* These premiums are not included in the employee's gross income (A), as they are tax-exempt benefits under IRC Section 106.
* Employees cannot deduct these premiums (C) since they are employer-paid.
* Reimbursement (D) does not apply.
The Virginia study guide, aligned with IRS rules, notes that employer-paid premiums for qualified long-term care insurance are deductible as a business expense and excluded from employees' taxable income.
Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Taxation of Insurance Benefits."


NEW QUESTION # 18
The prevention and correction of dental and oral irregularities through the use of mechanical corrective devices is called:

  • A. Endodontics
  • B. Orthodontics
  • C. Periodontics
  • D. Prosthodontics

Answer: B

Explanation:
In the context of health insurance, particularly dental coverage, Virginia Code § 38.2-3407.1 et seq. governs mandated benefits, though dental specifics often appear in policy riders or standalone plans. Orthodontics (option A) is the branch of dentistry focused on preventing and correcting irregularities of the teeth and jaws using mechanical devices like braces or aligners, precisely matching the question's description. Endodontics (option B) deals with the tooth's interior (e.g., root canals), not mechanical correction of alignment.
Periodontics (option C) addresses gum diseases and supporting structures, not tooth positioning.
Prosthodontics (option D) involves replacing missing teeth with prosthetics (e.g., dentures), not correcting irregularities mechanically. The study guide likely defines these terms in a health insurance section, emphasizing orthodontics' role in alignment correction-both preventive (e.g., avoiding bite issues) and corrective-making A the clear answer. Examples like braces for malocclusion reinforce this distinction from other specialties.


NEW QUESTION # 19
Since HMOs negotiate provider networks in advance of care, HMO members:

  • A. Are encouraged to carry individual health insurance coverage
  • B. Pay the entire cost for all use of non-HMO providers, regardless of circumstances
  • C. Have a limited choice of care providers
  • D. Waive the right to re-enroll in an insurance company indemnity plan

Answer: C

Explanation:
Detailed Answer in Step-by-Step Solution:
* HMOs limit members to a pre-negotiated network of providers (B), restricting choice to control costs.
* Non-network care (A) may be covered in emergencies, not always fully out-of-pocket. Options C (waive re-enrollment) and D (individual coverage) are not HMO features.
The Virginia study guide describes HMOs as managed care plans with a restricted provider network, emphasizing cost control through limited choice. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Managed Care Plans."


NEW QUESTION # 20
......

Are you still worried about whether or not our Virginia-Life-Annuities-and-Health-Insurance materials will help you pass the exam? Are you still afraid of wasting money and time on our materials? Don’t worry about it now, our Virginia-Life-Annuities-and-Health-Insurance materials have been trusted by thousands of candidates. They also doubted it at the beginning, but the high pass rate of us allow them beat the Virginia-Life-Annuities-and-Health-Insurance at their first attempt. What most important is that your money and exam attempt is bound to award you a sure and definite success with 100% money back guarantee. You can claim for the refund of money if you do not succeed to pass the Virginia-Life-Annuities-and-Health-Insurance Exam and achieve your target. We ensure you that you will be paid back in full without any deduction.

Answers Virginia-Life-Annuities-and-Health-Insurance Free: https://www.dumpsmaterials.com/Virginia-Life-Annuities-and-Health-Insurance-real-torrent.html

You can print Virginia Life, Annuities, and Health Insurance Examination Series 11-01 (Virginia-Life-Annuities-and-Health-Insurance) questions PDF or can access them by saving them on your smartphones, tablets, and laptops, 99.9% of hit rate, Our Virginia-Life-Annuities-and-Health-Insurance study materials absolutely can add more pleasure to your life, If you are IT workers, Virginia-Life-Annuities-and-Health-Insurance: Virginia Life, Annuities, and Health Insurance Examination Series 11-01 torrent may be your new beginning, Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Test Questions Vce Please contact with staffs if you didn't receive materials.

In Solution Explorer, right-click Screens and choose Virginia-Life-Annuities-and-Health-Insurance Add Screen, Several come about only through experience, and experience includes making mistakes, You can print Virginia Life, Annuities, and Health Insurance Examination Series 11-01 (Virginia-Life-Annuities-and-Health-Insurance) questions PDF or can access them by saving them on your smartphones, tablets, and laptops.

Virginia-Life-Annuities-and-Health-Insurance Test Questions Vce - Pass Guaranteed 2025 Virginia-Life-Annuities-and-Health-Insurance: First-grade Answers Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Free

99.9% of hit rate, Our Virginia-Life-Annuities-and-Health-Insurance study materials absolutely can add more pleasure to your life, If you are IT workers, Virginia-Life-Annuities-and-Health-Insurance: Virginia Life, Annuities, and Health Insurance Examination Series 11-01 torrent may be your new beginning.

Please contact with staffs if you didn't receive materials.

Report this page